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How to Prepare an Insurance Claim After Storm Damage in Morris County

Darric Mitchell • Sep 20, 2019
Protect your home and receive coverage for storm damage by preparing an insurance claim in the right manner. - Restoration 1 of Morris County

Following significant storm damage to your home, you’ll be glad you had homeowners’ insurance in place to cover the damages. Your insurance doesn’t just kick in, though. You need to file a claim to activate your coverage and ensure you receive the money to make repairs fast. Unfortunately, too few homeowners know how to properly file an insurance claim after storm damage in Morris County.

Your local restoration company is here to help. With vast experience dealing with insurance companies the nation over, we’ve learned a thing or two about filing a storm damage claim.

Insurance Tips Before Storm Damage Restoration

A big storm is liable to bring about heavy rainfall and winds. The damage you may face could be considerable, depending on how long the storm lingers and which areas it affects the most. In and around your home, you’ll likely notice the damage focused on the roof, siding, and foundation of your home.

For such damage, you want to file an insurance claim. Here are a few tips and how to prepare an insurance claim for recent storm damage in Morris County.


  • Contact your insurance company as soon as you can. You’ll need your policy number and the best phone number to reach you for a return call. Also, the sooner you call, the sooner the insurance team can get started on your claim. It can take a few days for an adjuster to visit your home.
  • Document all of your losses caused by the storm. You want to take photographs or videos of the damage to your possessions and home, including roofing, broken windows and flooding.
  • Do not throw any items away. The insurance company’s adjuster will want to closely examine everything, so be sure to keep everything and do not begin any permanent repairs. You can, however, mitigate damage in the meantime.

What to Do Before and After a Storm


  • If the storm is still ongoing or is coming soon, place sandbags around the perimeter of your home — especially if you live at the base of a hill — to prevent significant flooding or water damage.
  • Keep rolled-up towels along the doors to prevent water from coming in through the cracks at the bottom.
  • Do your very best to keep your gutter system clean to reduce the risk of a roof leak or flooding.
  • If your home was damaged during the storm, document the damages and safely inspect the severity of the problem.
  • If you file an insurance claim and it is rejected, ask for a detailed explanation as to why. You can then resubmit the claim or fight them.

In the aftermath of a severe storm, when you need help filing an insurance claim, come to Restoration 1 of Morris County. We offer 24-hour property restoration services and have experience working with most major insurance carriers. Give us a call at 973-668-7030!

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02 Apr, 2020
Throughout Morris and surrounds, we have seen rapidly changing and evolving situations when it comes to virus updates. For the last decade, Restoration 1 of Morris County has specialized in bio-hazard cleanup, which means our certified experts are ready for all your virus disinfection and sanitation needs. Rest assured, our team is equipped with advanced equipment and trained on the latest techniques to clean up any type of bio-hazard. We are stocked with CDC and EPA approved cleaning agents to effectively clean and sanitize your floors, bathrooms, keyboards, shelving, door knobs, storage areas and all other surfaces people may have come in contact with. On top of this, we are fully trained and equipped with the proper safety equipment to reduce the risk of contamination or illness from any bio-hazard materials. The sooner we get on the job, the better. We offer 24/7 emergency services and flexible scheduling to work with your individual needs. Here’s How Restoration 1 of Morris County Will Complete a Virus Disinfection & Sanitation: Our team is certified by the IICRC (Institute of Inspection Cleaning & Restoration Certification) when it comes to disease cleanup Restoration 1 uses the approved CDC and EPA industrial-strength disinfectants to decontaminate and disinfect surfaces. We properly handle hazardous and infectious bio-hazard waste, such as infected materials Restoration 1’s cleanup technicians are always dressed in fully encapsulated personal protective equipment with a full-face respirator masks How You Can Prevent Virus and Disease From Spreading Stay Informed. We recommend that you check the following resources daily for the most up to date information: Centers for Disease Control: cdc.gov Google Blog: https://www.blog.google/inside-google/company-announcements/covid-19-how-were-continuing-to-help/ American Public Health Association: https://www.apha.org/topics-and-issues/communicable-disease/coronavirus/in-the-news World Health Organization: who.int Health Resources and Services Administration: https://www.hrsa.gov/public-health/index.html Your State and Local Public Health Websites, such New Jersey Department of Health For general questions about corona virus, call the Morris County Help Line at 1-800-222-1222.. Viruses often spread via human contact. They can also spread via respiratory particles that are left on surfaces and objects. These infected particles can come from coughing or sneezing. The particles can continue to live on a surface for weeks even after first contact. If someone else comes into contact with these particles, and then touches their face, mouth, nose or eyes without washing their hands, they are also at serious risk of contracting the virus. Avoid coming into contact with people, maintain a safe distance in social situation Do not shake hands or hug people Carry an alcohol-based hand sanitizer Wash your hands often with soap and water for at least 20 seconds especially if you feel you may have been in contact with infected particles Avoid touching your eyes, nose, and mouth unless you have recently washed your hands Avoid close contact with people who are sick and stay home if you are feeling sick, unless you need medical assistance Cover your mouth and nose when you cough or sneeze with a bent elbow Clean and disinfect frequently touched surfaces daily When it comes to virus disinfection, it’s better to be safe than sorry. Contact our Morris County branch today, on 973-810-4145. Disclaimer: Please be advised that nothing completely eliminates bacteria or viruses and these are efforts to contain and control the spread of a virus.
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